Terms and Conditions

Effective Date: March 1st, 2026, Company: Jamaica Digital Property Limited, doing business as iSharesJA (“iSharesJA,” “we,” “our,” “us”) Platform: www.iSharesJA.com Asset Tokenization Platform (“Platform”)

1. Acceptance of Terms
  • By accessing or using www.iSharesJA.com, you agree to be bound by these Terms and Conditions.
  • If you do not agree, you must discontinue use immediately.
  • These Terms may be updated periodically, and continued use constitutes acceptance of any changes.
2. Eligibility
  • You must be at least 18 years old to use the Platform.
  • You must comply with all applicable laws and regulations in Jamaica and your jurisdiction of residence.
  • We reserve the right to refuse service to any individual or entity at our discretion.
3. Services Provided
  • iSharesJA enables the tokenization of assets, allowing users to purchase, trade, and hold digital tokens representing fractional ownership or rights in underlying assets.
  • The Platform does not guarantee profits, returns, or appreciation of tokenized assets.
  • All transactions are recorded on blockchain technology and are irreversible once confirmed.
4. User Responsibilities
  • You agree to provide accurate and complete information during registration.
  • You are responsible for maintaining the confidentiality of your account credentials.
  • You must not use the Platform for unlawful, fraudulent, or unauthorized purposes.
5. Risk Disclosure
  • Tokenized assets are subject to market volatility, regulatory changes, and technological risks.
  • You acknowledge that investments may result in partial or total loss of value.
  • iSharesJA does not provide financial, investment, or legal advice. Users should consult independent advisors before participating.
6. Compliance and Regulation
  • iSharesJA operates under the laws of Jamaica and complies with applicable financial regulations, including anti-money laundering (AML) and counter-terrorism financing (CTF) requirements.
  • Users must complete Know Your Customer (KYC) verification before engaging in transactions.
  • We may suspend or terminate accounts that fail compliance checks.
7. Fees and Charges
  • Transaction fees, service charges, and other applicable costs will be disclosed prior to execution.
  • Fees are subject to change and will be updated on the Platform.
8. Intellectual Property
  • All content, trademarks, and technology on www.iSharesJA.com are the property of iSharesJA.
  • Users may not copy, modify, or distribute Platform content without prior written consent.
9. Limitation of Liability
  • iSharesJA shall not be liable for losses arising from:
    • Market fluctuations
    • Unauthorized access to accounts
    • Technical failures or downtime
    • Regulatory actions affecting tokenized assets
  • Liability is limited to the maximum extent permitted under Jamaican law.
10. Termination
  • We may suspend or terminate your account for violations of these Terms.
  • Users may terminate their account by submitting a written request, subject to settlement of outstanding obligations.
11. Governing Law
  • These Terms are governed by the laws of Jamaica.
  • Any disputes shall be resolved in the courts of Jamaica.
12. Contact Information

For questions or concerns, please contact: 

Jamaica Digital Property Limited (iSharesJA) Website: www.iSharesJA.com 

15 Trinidad Terrace, New Kingston, Kingston 5, Jamaica

info@iSharesJA.com

1 876 875 3233

User Agreement Summary

Welcome to www.iSharesJA.com By creating an account or using our services, you agree to the following:

  1. General Use
  • You must be at least 18 years old.
  • You agree to follow all applicable laws in Jamaica and your country of residence.
  • You are responsible for keeping your account details secure.
2. Services
  • iSharesJA provides asset tokenization services, allowing you to buy, trade, and hold digital tokens.
  • Transactions are recorded on blockchain and cannot be reversed once confirmed.
3. Risks
  • Tokenized assets may lose value, and you could lose your investment.
  • iSharesJA does not provide financial or investment advice.
  • Market conditions and regulations may affect your holdings.
4. Privacy
  • We collect personal and financial information to comply with KYC/AML regulations.
  • Your data is protected with industry-standard security measures.
  • We do not sell your information, but may share it with regulators or service providers when required.
5. Liability
  • iSharesJA is not responsible for market losses, technical failures, or unauthorized account access.
  • Our liability is limited to the maximum extent permitted under Jamaican law.
6. Termination
  • We may suspend or close accounts that violate our policies.
  • You may close your account after settling any outstanding obligations.
7. Governing Law
  • All services are governed by the laws of Jamaica.
  • Disputes will be resolved in Jamaican courts.

Code of Conduct

Effective Date: March 1st, 2026 Company: Jamaica Digital Property Limited, doing business as iSharesJA (“iSharesJA,” “we,” “our,” “us”) Platform: www.iSharesJA.com Asset Tokenization Platform (“Platform”)

  1. Purpose

This Code of Conduct establishes the standards of behavior expected from all users and staff of iSharesJA. It ensures that our Platform operates with integrity, transparency, and respect for Jamaican law and international best practices.

2. User Responsibilities
  • Honesty: Provide accurate information during registration and verification.
  • Compliance: Follow all applicable laws, including financial regulations and anti-money laundering requirements.
  • Respect: Treat other users, staff, and partners with courtesy and professionalism.
  • Security: Safeguard account credentials and report suspicious activity immediately.
  • Prohibited Conduct: Users must not engage in fraud, market manipulation, money laundering, or any unlawful activity.
3. Staff Responsibilities
  • Integrity: Act in the best interest of users and the company, avoiding conflicts of interest.
  • Confidentiality: Protect user data and company information from unauthorized disclosure.
  • Compliance: Adhere to Jamaican laws, regulatory requirements, and company policies.
  • Professionalism: Provide clear, respectful, and timely communication with users.
  • Accountability: Report and address violations of this Code promptly.
4. Platform Conduct
  • Transparency: Fees, risks, and terms are disclosed clearly to all users.
  • Fairness: All users are treated equally, without discrimination.
  • Security: The Platform employs industry-standard safeguards to protect user assets and data.
  • Monitoring: Activities are monitored to detect and prevent fraud, abuse, or misconduct.
5. Enforcement
  • Violations of this Code may result in warnings, suspension, or permanent account termination.
  • Staff violations may result in disciplinary action, including termination of employment.
  • Serious breaches may be reported to regulatory authorities or law enforcement.
6. Reporting Misconduct
  • Users and staff are encouraged to report misconduct or violations confidentially.
  • Reports can be submitted via official contact channels listed below.

Our Commitment to You

At iSharesJA, operated by Jamaica Digital Property Limited, we believe trust is the foundation of innovation. This charter outlines our promises to you as a valued member of our community.

1. Transparency
  • We will always communicate clearly about how our platform works.
  • Fees, risks, and processes will be explained in plain language.
  • No hidden charges, no surprises.
2. Security
  • Your data and digital assets are protected with industry leading security measures.
  • We continuously monitor and improve our systems to safeguard against threats.
  • Privacy is a priority; your information is handled responsibly and lawfully.
3. Fairness
  • Every user is treated equally, with no favoritism or discrimination.
  • Our platform is designed to give everyone fair access to opportunities in asset tokenization.
  • Disputes will be handled with impartiality and respect.
4. Compliance
  • We operate in line with Jamaican laws and international best practices.
  • We uphold strict Anti-Money Laundering (AML) and Know Your Customer (KYC) standards.
  • Regulatory obligations are met with integrity and diligence.
5. Innovation with Responsibility
  • We embrace new technologies to expand access to digital assets.
  • Innovation will never come at the expense of user safety or ethical standards.
  • We listen to feedback and evolve with our community.
6. Your Voice Matters
  • We welcome your questions, concerns, and ideas.
  • Our support team is here to help, and we strive to respond promptly.
  • Together, we build a platform that reflects your needs.

This charter is our pledge to you: to operate with honesty, protect your interests, and empower you in the digital asset economy.

About us – iSharesJA

Who We Are iSharesJA, operated by Jamaica Digital Property Limited, is Jamaica’s pioneering asset tokenization platform. We are dedicated to transforming how people access, invest in, and share ownership of real-world assets through secure and transparent digital technologies.

Our Mission To democratize investment opportunities by making asset ownership more accessible, affordable, and inclusive through blockchain-powered tokenization.

Our Vision A future where every Jamaican, and global investor, can participate in wealth creation by owning fractions of valuable assets, from real estate to commodities, with ease and confidence.

Our Values

  • Transparency: Clear communication and open processes.
  • Security: Protecting your data and digital assets with industry-leading safeguards.
  • Fairness: Equal access and impartial treatment for all users.
  • Innovation: Leveraging cutting-edge technology responsibly.
  • Community: Building trust and empowering people through financial inclusion.

Why Choose Us At iSharesJA, we combine local expertise with global standards to deliver a platform that is not only technologically advanced but also rooted in integrity and compliance with Jamaican law. We are more than a fintech company; we are your partner in unlocking new opportunities for growth and prosperity.

Risk Warning Notice

Important Notice: Digital tokens and tokenized assets offered through www.iSharesJA.com are high-risk products.

  • The value of tokenized assets may fluctuate significantly and can result in partial or total loss of your investment.
  • Tokenized assets are not guaranteed, not insured, and may be subject to evolving regulations in Jamaica and internationally.
  • Past performance of any asset does not indicate or guarantee future results.
  • iSharesJA does not provide financial, investment, or legal advice. Users should seek independent professional guidance before participating.
  • By using www.iSharesJA.com, you acknowledge and accept these risks.
1. Compliance Statement

Effective Date: March 1st, 2026 operating in full compliance with the laws of Jamaica and applicable international standards.

  • We adhere to the regulatory frameworks established by the Financial Services Commission (FSC) and the Bank of Jamaica (BOJ) regarding digital assets, financial services, and consumer protection.
2. Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF)
  • iSharesJA maintains strict AML and CTF policies in accordance with Jamaican law and global best practices.
  • All users must complete Know Your Customer (KYC) verification before engaging in transactions.
  • Suspicious activities are monitored, documented, and reported to the relevant authorities as required.
3. Data Protection and Privacy
  • We comply with Jamaica’s Data Protection Act and international privacy standards.
  • User data is collected, stored, and processed securely, with access restricted to authorized personnel only.
  • Personal information is never sold and is only shared when legally required or with trusted service providers under strict confidentiality agreements.
4. Transparency
  • All fees, charges, and terms of service are disclosed clearly to users prior to transactions.
  • We provide accurate and timely information about tokenized assets listed on the Platform.
  • Users are informed of risks associated with digital assets through our Risk Warning Notice and related disclosures.
5. Consumer Protection
  • iSharesJA is committed to fair treatment of all users.
  • We provide accessible customer support channels for inquiries, complaints, and dispute resolution.
  • Users retain rights to access, correct, or request deletion of their personal data, subject to legal obligations.
6. Continuous Improvement
  • iSharesJA regularly reviews and updates compliance policies to reflect changes in law, regulation, and industry standards.
  • Staffs undergo ongoing training in compliance, risk management, and ethical business practices.